Frequently Asked Questions
Elkhart, Indiana, is in area code 574. This area code was established in 2002 to meet the growing demand for phone numbers in northern Indiana, previously served by area code 219.
To call a 574 number from a different area code, dial 1 + 574 + the 7-digit local number. This is the standard format for toll calls within the North American Numbering Plan (NANP).
Area code 574 was created in 2002 as a result of splitting area code 219, which previously covered a larger area of northern Indiana. The split was necessary due to increased demand for phone numbers in the growing region.
Area code 574 covers several cities and communities in northern Indiana, including Elkhart, South Bend, Mishawaka, Goshen, and Warsaw. This region, also called Michiana, is known for its manufacturing base, particularly in the RV industry.
The increasing demand for phone numbers in northern Indiana necessitated the creation of area code 574. It was split from area code 219 in 2002 to ensure continued availability of phone numbers for residents and businesses.
Area code 574 covers a significant portion of northern Indiana, often referred to as the Michiana region. This area is known for its manufacturing heritage, particularly in the recreational vehicle (RV) industry.
Dialing a 574 number from a mobile phone follows the same rules as landlines. For local calls within 574, dial the 7-digit number. For calls from another area code, dial 1 + 574 + the 7-digit number.
Area code 574 is under the jurisdiction of the North American Numbering Plan Administration (NANPA), which manages numbering resources and oversees area code relief efforts. NANPA is administered by Somos, Inc. and overseen by the FCC.
Area code 574 was established in 2002. This was done to address the growing need for phone numbers in northern Indiana and ensure sufficient resources for the region's communication needs.
Yes, you can dial area code 574 from internationally. Dial your country's exit code + 1 + 574 + the 7-digit local number. Remember that international call rates will apply.
10D refers to the 10-digit dialing format (area code + 7-digit number) used for local and toll calls within the North American Numbering Plan (NANP). This format applies to area code 574 as well.
Area code 574 is located in northern Indiana, primarily centered around Elkhart. It encompasses a region often referred to as Michiana, known for its manufacturing industry, particularly in RVs.
Area Code 574: Elkhart, Indiana
Area code 574 is located in northern Indiana, primarily serving South Bend, Elkhart, and Mishawaka. This comprehensive guide covers where the 574 area code is located, mandatory 10-digit dialing requirements, geographic coverage across 12 counties, and everything you need to know about calling 574 phone numbers.
History and Establishment
Area code 574 was officially assigned on June 20, 2001, and entered service on January 15, 2002, to address increasing demand for telephone numbers in northern Indiana. Before this date, the region shared area code 219 with northwestern Indiana. The implementation involved a three-way split of the original 219 territory: the eastern portion (Fort Wayne area) became area code 260, the middle portion (South Bend/Elkhart area) received area code 574, and northwestern Indiana retained 219.
Timeline of Implementation:
Reason for Split: By the end of the 20th century, area code 219 was on the verge of exhaustion due to rapid growth in telecommunications demand driven by wireless phones, pagers, fax machines, and internet connections. The three-way geographic split provided sufficient numbering resources for the region's continued growth.
The 219 Area Code Split
The original 219 area code divided into three distinct regions in 2002:
Where is Area Code 574 Located?
The 574 area code is located in northern Indiana, covering a significant portion of the Michiana region – a blend of Indiana and Michigan cultures. Area code 574 serves the South Bend metropolitan area and surrounding communities known for manufacturing heritage, particularly in the recreational vehicle (RV) industry.
Coverage Statistics:
Counties Covered by Area Code 574
The following 12 counties are served by area code 574, listed with their populations from the 2020 Census:
St. Joseph County – 272,912 (Primary county, includes South Bend and Mishawaka)
Elkhart County – 207,047 (Includes Elkhart and Goshen)
Kosciusko County – 80,240 (Includes Warsaw)
Marshall County – 46,095 (Includes Plymouth)
Cass County – 37,870 (Includes Logansport)
White County – 24,688
Starke County – 23,371
Fulton County – 20,480 (Includes Rochester)
Carroll County – 20,306
Pulaski County – 12,514
La Porte County – 112,417 (partial coverage)
Miami County – 35,962 (partial coverage)
Primary City: Elkhart
State: Indiana
Country: United States
Latitude/Longitude: 41.682° N, -85.977° W
Major Cities in Area Code 574
The 574 area code location includes several major cities throughout northern Indiana. The largest cities with 574 phone numbers and their 2020 Census population data include:
These cities contribute to the rich tapestry of the Michiana region, each with its own unique character and economic contributions. Elkhart is known as the "RV Capital of the World," while South Bend is a major regional hub with a diverse economy and home to the University of Notre Dame.
How to Dial Phone Numbers in Area Code 574
CRITICAL UPDATE: As of October 24, 2021, 10-digit dialing is mandatory for all calls within area code 574. This change was implemented by FCC order to accommodate the 988 National Suicide Prevention Lifeline.
Area code 574 uses specific dialing patterns depending on the call type. These patterns ensure efficient call routing and seamless connections.
Understanding HNPA and FNPA:
How to Dial Area Code 574
Follow these steps to dial a number within area code 574:
Important Note: 10-digit dialing is required for all calls, including local calls within the 574 area code. The previous 7-digit local dialing option was phased out in 2021.
What Happens If You Dial Incorrectly?
Mobile vs. Landline Dialing: Both mobile phones and landlines require 10-digit dialing for all local and toll calls within the 574 area code. Confirm the specific dialing instructions for your carrier or device, as variations might exist.
Who Regulates Area Code 574?
The North American Numbering Plan Administration (NANPA) regulates area code 574. NANPA manages and assigns numbering resources across the NANP, ensuring fair and efficient allocation. Learn more at https://www.nationalnanpa.com/. NANPA coordinates area code relief efforts and maintains the integrity of the numbering system.
As of December 2020, SomosGov, Inc. (a subsidiary of Somos, Inc.) administers NANPA under contract with the Federal Communications Commission (FCC), which provides regulatory oversight. The FCC's role includes:
Number Assignment Process: Telecommunications carriers obtain blocks of phone numbers from NANPA. As of 2025, area code 574 has 388 assigned prefixes (48.5% utilization), with 412 prefixes (51.5%) remaining unassigned. Of the assigned prefixes, 261 (67.3%) are designated for landlines and 127 (32.7%) for wireless numbers.
Number Availability and Future Projections
NANPA continuously monitors demand for new numbers within area code 574. According to Indiana's Office of Utility Consumer Counselor, area code 574 is projected to have sufficient numbering resources until 2078, indicating excellent long-term availability.
Current Utilization (2025 data):
NANPA employs forecasting models through semi-annual Numbering Resource Utilization/Forecast (NRUF) reports to anticipate future demand and proactively plan for potential area code splits or overlays if necessary. This proactive approach ensures the long-term viability of the numbering system.
Understanding Area Code Relief Options:
Fun Facts About the 574 Area Code
Area code 574 is intertwined with the history and culture of northern Indiana:
Major Employers and Economic Impact
Area code 574 serves several major industries and employers:
Frequently Asked Questions About Area Code 574
When was area code 574 established?
Area code 574 was officially assigned on June 20, 2001, and entered service on January 15, 2002. It was created through a three-way split of the original area code 219 to accommodate growing demand for phone numbers in northern Indiana.
Where is the 574 area code located?
The 574 area code is located in northern Indiana, spanning 12 counties in the Michiana region. It covers approximately 893,902 residents across major cities including South Bend, Elkhart, Mishawaka, Goshen, and Warsaw.
Do I need to dial 10 digits for local calls in area code 574?
Yes. Since October 24, 2021, 10-digit dialing is mandatory for all calls within area code 574, including local calls. Dial 574 + the 7-digit number even when calling someone in the same area code. This change was required by the FCC to support the 988 National Suicide Prevention Lifeline.
What cities are included in area code 574?
Area code 574 serves several northern Indiana cities including Elkhart (the primary city), South Bend (the largest city with 103,453 residents), Mishawaka, Goshen, Warsaw, Logansport, and Plymouth. The area is part of the Michiana region, which straddles the Indiana-Michigan border.
What was the area code before 574?
Before 574 was introduced in 2002, the region used area code 219. The 219 area code split three ways: area code 260 was assigned to the Fort Wayne area, 574 to the South Bend/Elkhart area, and 219 remained with northwestern Indiana.
Who administers area code 574?
The North American Numbering Plan Administration (NANPA) administers area code 574. SomosGov, Inc. (a subsidiary of Somos, Inc.) operates NANPA under contract with the Federal Communications Commission (FCC). NANPA manages all numbering resources across the North American Numbering Plan.
Will area code 574 run out of numbers?
Current projections indicate area code 574 will not exhaust its numbering resources until 2078, providing over 50 years of availability. NANPA continuously monitors demand through semi-annual NRUF reports and uses forecasting models to plan for potential future area code splits or overlays if needed.
How do I dial internationally to area code 574?
To call area code 574 from outside the United States, dial your country's exit code (often 00 or 011), then 1 (the U.S. country code), then 574, then the 7-digit local number. For example, from the UK: 00-1-574-XXX-XXXX.
What is the Michiana region?
Michiana is the nickname for the region surrounding the Indiana-Michigan border, where area code 574 is located. The name blends "Michigan" and "Indiana" and reflects the area's unique cultural identity influenced by both states. South Bend and Elkhart are major cities in the Indiana portion of Michiana.
What happens if I accidentally dial only 7 digits?
After October 24, 2021, seven-digit dialing no longer works in area code 574. If you dial only 7 digits, your call will not go through, and you may reach a wrong number or hear an error message instructing you to redial using 10 digits.
How many people live in the 574 area code region?
According to the 2020 U.S. Census, the area code 574 region has a total population of 893,902 across 12 counties. The largest city is South Bend with 103,453 residents, followed by Elkhart with 53,923 residents.
Can I port my 574 number to a different area code?
Yes. Federal regulations allow you to port (transfer) your phone number to a different carrier or area code while keeping your existing 574 number. Contact your carrier to initiate a port request. Business and personal wireless numbers are typically portable, though some restrictions may apply for landlines.
How do I get a new 574 phone number?
Contact any telecommunications carrier serving the northern Indiana region to obtain a new 574 number. Carriers include major providers like AT&T, Verizon, T-Mobile, and local providers. The carrier will assign you an available number from their inventory of 574 prefixes allocated by NANPA.
Conclusion and Next Steps
Area code 574 is a vital component of northern Indiana's telecommunications infrastructure, connecting a diverse network of cities and communities and supporting their economic activities and cultural exchanges.
Key Takeaways:
Additional Resources:
Quick Reference: Dialing Checklist